From time to time we get a blinding insight into a healthcare issue or practice and feel compelled to share it through our blog. Please feel free to provide your own flashes of brilliance to these missives.
The proliferation of high-deductible plans (HDHP) has created rising resentment in members who believe that insurers charge high premiums for health plans with poor benefits. Unfortunately, there's some truth to that argument as members often face significant out-of-pocket expenses with little health plan interaction until they've met their deductible–a goal no member wants to attain. While that may seem to be a prudent strategy given that over three fourths of those with HDH